Losing a job is difficult on its own. But when immigration status, children's education and a house tied to a mortgage are also involved, the situation becomes far more complicated. A recent Reddit post by a tech worker living in the United States has sparked a wider discussion about whether a person can comfortably survive in India with Rs 6 crore in savings and no job.The post, shared on Reddit, came from a person who said they had recently been affected by layoffs in the technology sector. They explained that they were on a Green Card Employment Authorization Document (GC EAD) and had around five months of financial runway left. With uncertainty around finding another job in the current market, they said they were considering a move back to India.Layoff creates difficult choicesIn the post, the user outlined two major concerns. The first was a house in the US that is currently worth less than what was paid for it. Selling the property now would mean taking a loss, while keeping it would require managing it from India.The second concern involved the user's two children, who are about to enter sixth grade. According to the post, the children do not speak Hindi or any regional Indian language. The parent wondered how difficult it would be for them to adapt to a CBSE school, as international schools were considered too expensive.The user asked fellow Redditors whether they should spend the next five months continuing the job search in the US or start preparing for a move to India immediately. They also posed a question that caught the attention of many readers: "Can I survive with 6 cr in India without any job?"Many users say money is not the biggest problemA large number of commenters felt that Rs 6 crore would be sufficient for a comfortable life in India, provided there is no major debt burden.One user wrote, "6 crore with no debt? You'll be fine lol. That's way more than what most families retire with in India."The commenter argued that the larger challenge was not finances but relocating children during a critical stage of their schooling and dealing with the property situation in the US. They also encouraged the original poster to continue searching for a job during the remaining five months.Another user said, "You can survive even with less than one crore in India provided you know how to live a humble life."A different commenter estimated that the savings could generate a sizeable annual return if managed properly and noted that the decision should depend more on long-term family goals than immediate financial concerns.Advice on children and schoolingSeveral Reddit users shared their experiences of moving children from the US to India. Many believed that middle school was not necessarily a bad time for such a transition.One user commented, "Moving before middle school is not bad. Moving during high school will be tough for them."Others pointed out that many schools in larger Indian cities already have students who are not fluent in Hindi and that children generally adapt faster than adults expect.Some users even suggested alternatives such as homeschooling and later enrolling through India's National Institute of Open Schooling (NIOS). One parent shared their personal experience of homeschooling children after moving back from the US, saying the approach worked well for their family.Commenters were divided on what should be done with the house. Some advised selling immediately before the market worsened, while others suggested hiring a property management company to oversee rentals.There was also discussion around immigration rules and the implications of remaining in the US while on a GC EAD. A few users advised consulting immigration attorneys before making any major decisions, as future residency and Green Card prospects could be affected.