The Export-Import (Exim) Bank of Thailand has launched a 10-billion-baht "Mee Sup Mee Thun" lending programme to strengthen liquidity for small and medium-sized enterprises (SMEs) affected by economic conditions and rising energy costs.According to president Charat Rattanaboonniti, Exim Bank implemented measures in line with the Bank of Thailand's policy to assist SME borrowers affected by the economic slowdown, rising energy prices and increasing operating costs. These challenges have pressured the liquidity and debt-servicing capacity of businesses across various sectors.
To support the central bank's "SMEs Secure+" framework, Exim Bank's new programme provides a total credit facility of 10 billion baht to enhance access to financing, improve liquidity, and support business continuity for SMEs.
Under the scheme, the bank offers financing solutions for SMEs with collateral, with lending conditions tailored to each business's potential and in accordance with the programme's eligibility criteria. The initiative aims to strengthen liquidity, support business rehabilitation, and help entrepreneurs sustain and expand their operations with greater financial stability.
Eligible SMEs may access loans with a tenor of up to 10 years, a maximum credit limit of 50 million baht per borrower, and interest rates starting from 4.80% per year (prime rate minus 1.25%).
