Researchers have analyzed a new Android banking Trojan called Rokarolla. It can effectively take over a device, steal banking and crypto login details from more than 200 apps, and quietly monitor much of what you do on your phone.

On an infected device, Rokarolla steals banking and crypto login details. It also uses fake lock-screen overlays to capture your PIN, pattern, or password.

When you open one of the banking or crypto apps on Rokarolla’s target list, the malware downloads and displays a matching fake login page over the real app. Anything you type into the fake page, including usernames, passwords, and card numbers, is sent to the attackers.

Separately, Rokarolla abuses Android’s Accessibility features to monitor activity across the device. It can recognize WhatsApp screens by looking for familiar labels such as “Chats” and “Calls,” extract contact information, read SMS messages, and send new ones. These capabilities can help it intercept one-time passwords (OTPs) and two-factor authentication (2FA) codes.

Rokarolla can take control of text messages and phone calls, helping it block security alerts and hide signs of fraud.