The FCA-regulated fintech is rewriting the rules for UK-to-Nigeria remittances with competitive rates, no transfer fees, and a concrete expansion roadmap targeting Ghana and Kenya by Q3 2026.
For many Nigerians living in the United Kingdom, sending money home has always come with a silent tax: a transfer fee here, a marked-up exchange rate there. It adds up, and SendOva, an established remittance app, was built to solve this.
SendOva, the trading name of Balazoo Express, is licensed by the Financial Conduct Authority. The app is built around one promise: transparent, highly competitive exchange rates and zero transfer fees for Nigerians sending money from the UK. With fully transparent foreign exchange rates and no transfer fees, SendOva is positioning itself as a go-to international money transfer service for Nigerian immigrants in the UK, a community that sends billions of pounds home each year.
The World Bank estimated that remittance flows to Nigeria reached about $20 billion in 2023, with the United Kingdom among the top source countries. Despite this volume, most senders still face fees that quietly erode every transfer. SendOva’s model flips that dynamic: the app charges no transfer fee and shows the live FX rate upfront before any transaction is confirmed.
