Technology is no longer just a sector. It has become part of how the world works.

We use technology when we bank, shop, communicate, study, work, pay bills, book rides, order food and invest. For many Filipinos, technology is no longer a luxury. It is already part of daily life. That is why I believe long-term investors should seriously consider having some exposure to technology in their investment portfolio.

Of course, this does not mean putting all your money in tech stocks. That would be risky. Technology can be volatile. Prices can go up quickly, but they can also fall sharply. Artificial intelligence (AI), semiconductors, cloud computing, cybersecurity, digital payments and software companies can present great opportunities, but they can also be expensive and unpredictable.

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So the principle is not to chase hype. The principle is to participate wisely.FEATURED STORIES