Talk to enough SaaS founders and you get the same shrug. EU AI Act? That's OpenAI's headache. You call an API, the model is theirs, so the rules are theirs too.
Nice story. It falls apart on 2 August 2026, and it lands on your bill.
That date is 47 days out as I write this, so call it seven weeks. The bit that catches almost everyone is Article 50, the transparency rules.
Article 50 does not care whether you trained a model or just plugged one in. It lands on whoever puts the AI in front of EU users. That's you.
What your model provider already sorted
