Pontera and Aspen Institute Financial Security Program Propose a New Standard in Retirement Security
Industry leaders explore a new standard for retirement security; cross-sector brief advocates for the elimination of systemic barriers to professional advice
High-quality financial advice remains out of reach for many Americans due to systemic barriers in the retirement industry. A new post-event brief released by the Aspen Institute Financial Security Program, sponsored by Pontera, argues that achieving retirement security is a system design challenge requiring a coordinated effort across policy and technology.
The Refinery brought together leaders across financial services, policy, technology, and research to explore a central challenge: how to expand access to affordable, personalized, and holistic advice in a retirement system that remains fragmented for many households. A key conclusion from the discussion was that closing the advice gap will require more than a single product or policy change. It will take coordinated progress across the retirement ecosystem, including modernized policy infrastructure, responsible use of technology, and delivery models that can serve more savers without sacrificing personalization or consumer protections.
