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June 12, 2026 / 11:36 AM EDT
/ CBS News
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Which CD term is best right now? Here are 4 to consider.
CD account interest rates are high across terms right now. Here are four of the best to consider this June.
TL;DRAI
Four CD products with fixed rates of 4.10%–4.20% are highlighted in June 2026, available across 6-month to 5-year terms with FDIC protection, outpacing traditional savings as inflation rises. Finance leaders should assess CD terms now: 1–2 year options balance competitive yields with liquidity before anticipated Federal Reserve decisions, while longer terms lock premium rates amid economic uncertainty.
713 words~3 min read
