Access Holdings Plc on Wednesday held its 4th Annual General Meeting (AGM), reaffirming its strategic transition toward long-term value creation, balance sheet resilience, and disciplined growth, even as it navigates a dynamic and evolving operating environment.

Speaking at the AGM held in Lagos, Aigboje Aig-Imoukhuede, chairman, Access Holdings Plc emphasised that the defining test of a financial institution is not merely its capacity for growth, but its ability to grow profitably, sustainably, and with discipline over time.

He noted that Access Holdings’ performance in 2025 reflects a deliberate approach to strengthening the institution’s long-term fundamentals while maintaining strong financial results.

The Group delivered profit before tax of N1.007 trillion, underscoring the strength of its diversified platform and expanding earnings base across key markets. Total assets grew to N51.56 trillion, with customer deposits increasing strongly, reflecting sustained franchise momentum and deepening customer trust.

However, he stressed that these results must be viewed in context. During the year, the Group took a prudent decision to accelerate the recognition of legacy exposures and exit regulatory forbearance positions, resulting in elevated impairment charges. This, he explained, reflects a clear strategic choice to prioritise balance sheet strength and long-term resilience over short-term earnings optimisation.