Earlytrade raises $10M to bring agentic AI to construction payments
Earlytrade Pty. Ltd., a company solving payments flow for contractors in the construction industry, today announced it has raised around $10 million in new funding.
Today’s capital infusion brings the total raised by the company to $25 million, including an earlier Series A round. The round was led by S3 Ventures and Brick & Mortar Ventures. The company said it will deploy the new funds to expand across the United States and build agentic artificial intelligence into its back-end core infrastructure.
Construction is one of the last major industries still dominated by manual, paper-heavy payment workflows. Agentic AI promises to autonomously route capital, predict cash-flow needs and optimize payment timing across thousands of subcontractor relationships simultaneously — turning payment ops from a cost center into a profit center.
In construction, payments normally flow extremely slowly. A property owner needs work done and hires a general contractor to build something. The GC doesn’t do all the work themselves; they hire subcontractors – essentially specialists who do jobs such as electrical, plumbing, foundations, carpentry, etc. When the work is complete, the subcontractors submit invoices, and then months later, often 60 to 90 days, they get paid.
