Mortgage price hikes this spring limited the chance of big property price rises throughout 2026, with experts forecasting they will rise by a rate slower than inflation or could even fall.
Increases to mortgage rates make borrowing money more expensive, which limits the size of the loans people are willing to take on. In turn, this can push down or curtail house price rises.
What do experts think will happen this year and next? Below, The i Paper runs through some expert forecasts.
Shorts
The picture for 2026 – low growth or falls









