Published Jun 6, 2026, 8:30 AM EDT

Discover the requirements for a VA Loan. Learn about minimum service days, credit score benchmarks, DTI ratios, and how to get your COE quickly.

If you are an active-duty service member or a veteran who has honorably served your country and have always dreamed of owning your own home, then a VA loan may be the answer. Quick Eligibility Checklist You generally meet VA loan requirements if you fall into one of the following categories:

Qualified Veteran

Active-Duty Service Member