J&K Bank has won a Gold award at the Finacle Innovation Awards 2026 for its Data Insights and Analytics Platform, a recognition that highlights the lender’s efforts to expand the use of artificial intelligence and data analytics in its operations.The award was presented in the category “Modern Technologies-led Innovation – Data Insights & Analytics Platform” at a ceremony organised by Infosys Finacle in Mumbai.Managing Director and Chief Executive Officer Amitava Chatterjee received the award along with General Manager (Strategy and IT/CIO) Mohammad Muzaffar Wani. The awards drew nearly 500 nominations from financial institutions across the banking ecosystem, according to the organisers.J&K Bank said its cloud-based Data Insights and Analytics Platform serves as a central repository for reporting, business intelligence, advanced analytics and AI applications. The bank has deployed several AI and machine learning-based use cases aimed at improving operational efficiency, forecasting, customer analytics, risk management, customer retention and business performance.Commenting on the recognition, Chatterjee said the platform enables the bank to generate real-time insights and support data-driven decision-making across its operations.The award comes shortly after the bank reported its highest-ever annual profit for the financial year 2025-26. J&K Bank said its investments in technology and analytics have contributed to improved operational efficiency, customer experience and business outcomes.The Finacle Innovation Awards recognise banks and financial institutions for innovation and technology-led transformation. Finacle India Connect 2026 brought together banking and technology leaders from across India’s financial services sector to discuss trends shaping the future of banking.Published on June 4, 2026