My partner and I were booked on a once-in a-lifetime trip to South America and the Antarctic in January this year to celebrate my 60th birthday.
Our chosen expedition is only available once a year and cost us £30,000. We had saved and planned for it for a long time.
We took out Saga’s travel insurance policy for £488 because it included emergency medical expenses and repatriation cover up to £20million, as well as cancellation cover of £20,000 per person.
Given the significance, rarity and substantial cost of the trip, I wanted to have the reassurance of comprehensive protection.
A week before travelling, I sustained a serious fracture to the radial bone in my right forearm after a fall. The bone needed to be manually reset and I was medically unfit to travel.












