The Kerala Financial Corporation's total loan portfolio has crossed the ₹9,000 crore mark, standing at ₹9,080.65 crore compared to ₹8,011.99 crore in 2024-25. (Photo for representation)
Kerala government undertaking Kerala Financial Corporation (KFC) has clocked a net profit, after tax, of ₹110.73 crore in the 2025-26 fiscal, an increase of 12.81% from the previous fiscal.“Driven by increased lending and improved asset management, this growth represents the best performance in the institution’s 73-year history, reaffirming its role in strengthening Kerala’s micro, small, medium enterprises (MSME) sector and industrial development,” the KFC said in a statement on Wednesday (May 27, 2026).The KFC’s total loan portfolio has crossed the ₹9,000 crore mark, standing at ₹9,080.65 crore compared to ₹8,011.99 crore in 2024-25.Net worthInstitutional net worth has increased to ₹1,513.13 crore, up from ₹1,328.35 crore. The Capital to Risk-Weighted Assets Ratio (CRAR) has touched 30.70%, which is above the regulatory requirement. Asset quality indicators also saw notable improvement, according to the KFC.Gross Non-Performing Assets (Gross NPA) declined to 2.32% from 2.67%, while Net NPA improved to 0.43% from 0.61%.The KFC’s consistent focus on responsible credit expansion, technology-driven operations and asset quality management has enabled it to achieve sustainable growth while maintaining strong financial fundamentals, KFC managing director N.S.K. Umesh said. KFC remains committed to supporting MSMEs, start-ups, and emerging sectors that are critical to Kerala’s future economic transformation, according to Mr. Umesh. Published - May 27, 2026 07:26 pm IST
