Look, I didn't plan this. I was building a side project — an AI writing assistant for my blog — and my OpenAI bill was $300/month before I even launched. For a side project with zero users. That's insane.

So I got curious. What else is out there? And honestly? The answer surprised me.

What I Found

Chinese AI models in 2026 are matching GPT-4o quality on most benchmarks but costing 5-40x less:

What I need