adsA Nigerian artificial intelligence researcher based in the United States has secured a national patent for a system designed to automate regulatory compliance within AI-powered investment platforms, as American financial regulators intensify scrutiny of algorithmic risks in capital markets.
Ayobami Olanrewaju, a Lagos-born AI researcher, received Nigerian Patent NG/PT/NC/O/2026/21968 in March 2026 for what is described as an ‘AI-driven adaptive portfolio optimisation system using deep reinforcement learning for dynamic asset allocation in volatile financial markets.’
He said his patented system was developed to address that gap. “Most current AI investment systems treat compliance as something you bolt on after the model decides.
“What we have done is move compliance inside the learning process itself, so every trade decision the system produces already carries an auditable record of how regulatory risk limits were enforced.”
The patent outlines eight claims focused on how machine-learning systems can make investment decisions while remaining transparent and auditable for regulators.adsads
