Savvy savers say the goal isn't necessarily to cut out every small pleasure. It's to be more intentional about where your money is going.
By
Kathleen Elkins
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Michela Allocca is the founder of Break Your Budget.
Increasing your savings rate might just be a matter of living "slightly differently from your peers," said one early retiree.
It is possible to squirrel away funds for your golden years while still enjoying life
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Money coach Michela Allocca has learned that saving doesn’t have to mean saying no to everything.
"A business is trying to earn a profit, right? It's the exact same thing for you — your savings are your profit."
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