Sometimes, you can have a decent living even after you have lost your dream job. Taking to X, a finance expert shared an anecdote of his friend who lost his lucrative Rs 35 lakh per annum job in the layoffs spree two years ago. Refusing to be depressed, he moved to his village, where he is living a comfortable life to this day.Decoding the secret to his prosperous life, Pratham Khanna revealed he had invested Rs 15 lakh in fixed deposits in his wife’s name, an additional Rs 15 lakh in his kid’s name, Rs 15 lakh in his parent’s name and Rs 30 lakh in own name. Two years later, he was said to be earning Rs 43,000 per month from the fixed deposits, he started a dairy business with his six cows and enjoyed monthly profit of Rs 50,000. His wife is in charge of the operations of the business while he takes care of finances. Sharing the story, Khanna concluded that if one has good savings, one can live a comfortable life even if they lose a job. “Lesson: High salary gives comfort. Savings gives option…” he wrote. — Portfolio_Bull (@Portfolio_Bull) Responding to the post, one X user showed scepticism. He wrote that running a small-scale dairy business is very difficult. “Dairy farming most difficult job !! Possible to run at large but very difficult at small scale !! It's morning 5am to night 10 pm job !! Cannot be done by person who has not gone through this experience!!..” read the comment. How To Fixed Deposits Help During Period Of Volatility?According to ICICI bank, FDs have several advantages such as multiple options for tenure, great interest rates and minimal risk, as it’s unaffected by market trends. During periods of market uncertainty, fixed deposits often emerge as one of the safest places to protect your savings. However, their benefits go well beyond stability alone. Fixed deposits provide steady and dependable returns, typically ranging between 5% and 6% annually, even when interest rates remain low. This makes them an attractive option for individuals seeking predictable income without exposing their money to market risks.
Man lost Rs 35 LPA job in layoff season. Two years later, he is earning Rs 43,000 per month without a job. Finance expert reveals why
A finance expert shared how a friend, after losing a high-paying job, found a comfortable life in his village. By investing Rs 75 lakh in fixed deposits and starting a dairy business, he now earns a steady income, proving that savings offer options beyond a high salary.











