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AI-powered financial platform introduces Naira and US Dollar virtual and physical cards for seamless local and cross-border transactions.
Lagos, Nigeria | XX, April, 2026: Mastercard and BMONI, an AI-powered financial platform focused on simplifying access to money, have announced a collaboration to introduce a new generation of virtual and physical payment cards designed to enable seamless local and global transactions for consumers in Nigeria.
Powered by Mastercard’s global payment network, the solution enables users to instantly create multiple Naira and US dollar-denominated virtual and physical cards that are globally accepted and ready for use within seconds, with all card management handled seamlessly within the BMONI app. The collaboration marks one of the first locally issued international card programs in Nigeria, enabled by new card issuance models introduced by Mastercard to accelerate digital payments adoption among fintech companies in the market.
With Nigeria’s e-commerce market projected to exceed $26 billion by 2030, the demand for globally accepted, instantly issued digital payment solutions continues to grow. BMONI’s card offering, built on Mastercard’s trusted network, responds to this shift by enabling users to operate more seamlessly across currencies and everyday spending.











