adsFinancial technology is evolving at a remarkable pace, and trust services are not left out. The way fiduciary relationships are created, managed, and enforced is changing quickly. In Nigeria, this shift is further supported by the Investment and Securities Act 2025 (ISA 2025), which introduces forward-looking provisions that recognise emerging technologies.

What this means in practical terms is a move away from the traditional, paper-heavy approach to trust administration toward a more digital, data-driven system.

This article explores how digital transformation is reshaping trust services under ISA 2025—looking at both the opportunities it presents and the risks trustees must carefully manage.

OPPORTUNITIES FOR TRUST SERVICES

1. Fractional Ownership and Democratisation of Investment