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By
May 21, 2026 / 1:30 PM EDT
/ CBS News
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A $40,000 long-term CD will provide extended protection for your money and a big return once the account matures.
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By
May 21, 2026 / 1:30 PM EDT
/ CBS News
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Long-term CD accounts offer extended financial protection and big returns for those looking to deposit $40,000 now.

Opening a $40,000 5-year CD account now could be a smart choice for savers. Here's how much interest they'd earn.

A $40,000 short-term CD can earn a significant return for savers now. But that's not the only advantage to know.

A $40,000 1-year CD account will produce a substantial return for savers (and it will be available by next summer).

A 2-year CD account can protect your money for an extended period and provide a sizable return once it's matured.

Thinking of transferring $40,000 into an 18-month CD now? Here's how much interest you would earn if you did.