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Looking for the best cash ISA rates in 2025? Trading 212 is offering The Independent readers an exclusive 4.62 per cent interest rate for the first 12 months (applicable only to contributions made in the current tax year) – one of the highest available. Find out how to secure this tax-free savings opportunity before it's gone.
“A cash ISA provides a tax-free fixed rate of return on your savings. It can be a great place to hold your short-term savings such as money for emergencies or to put towards holidays as you can usually access it when you need it. Plus, you will earn better interest than leaving it in your current account and don't have to give any of the returns to the taxman.
“The returns won't be as high as investing through a stocks and shares ISA but it is still a good way to save if you are cautious about putting too much money at risk,” says Marc Shoffman, The Independent's money writer.
