AI apps grew over 100 per cent in urban India during 2025-26, while UPI transactions touched 241.6 billion accounting for 84 per cent of retail digital payments, according to the India Digital Behaviour Report 2025-26 by VTION and the Internet and Mobile Association of India. It is based on data from over one lakh consented smartphones representing over 407 million urban IndiansPublished on May 19, 2026