Modern Treasury Launches Global USD Accounts, Enabling Platforms to Serve Users in 90+ Countries

Platforms can now enable users worldwide to receive, hold, and send U.S. dollars through named U.S. accounts, managed through a single API for payments, compliance, ledgering, and stablecoin flows.

Modern Treasury today launched Global USD Accounts, enabling platforms to offer named U.S. accounts to eligible individuals and businesses in more than 90 countries.

Each account includes unique routing and account numbers and supports collecting, holding, and sending funds across ACH, wire, RTP, FedNow, and stablecoin rails through a single API.

Across global platforms, one challenge surfaced repeatedly: businesses and individuals outside the United States often operate in dollars without direct access to U.S. financial infrastructure. Platforms building on Modern Treasury asked for the ability to offer users fully featured USD accounts that are named, routable, programmable, and capable of supporting both traditional payment rails and stablecoin workflows. Global USD Accounts were built to meet that demand.