Listen to the audio version of this article (generated by AI).

Picture this.

In a couple of weeks, it will be Memorial Day weekend. You’re in the backyard. The grill is fired up. Someone hands you a cold one. The smell of burgers is in the air, and the afternoon is off to a great, sunny start.

Inevitably, somebody brings up the market.

Maybe it’s your brother-in-law. Maybe it’s your neighbor from two doors down. But somebody always does.