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However, investor Anthony Di Pizio thinks XRP’s problems run deeper, making the current investment case very flimsy.
“XRP is contending with a series of structural issues that will be difficult to overcome, so it could face further downside,” the investor said.
In fact, Di Pizio believes XRP’s real-world utility is “under threat” from the broader ecosystem built by its creator, Ripple.
To understand why, international banks do not all operate through the same payment infrastructure. While many rely on SWIFT, others still depend on intermediary banks for cross-border transactions, a process that often slows transfers and increases costs.
