Changes stress transparency in calculating fees to improve consumer protection
New Bank of Thailand regulations governing fees and interest rates for automobile and motorcycle hire-purchase and leasing are scheduled to take effect on June 1.The regulations are part of the government’s moves to strengthen consumer financial protection, government spokeswoman Lalida Persvivatana said on Friday.
The central bank issued a notification about the rules that was published in the Royal Gazette on Dec 3, 2025, with key provisions to come into force starting June 1 this year.
They are intended to ensure hire-purchase and leasing services are conducted more responsibly, transparently and fairly. The rules apply to financial institutions, companies within financial business groups, and non-bank business operators.
Key provisions include regulations on interest charges, service fees, penalties and other expenses to ensure they are reasonable, non-duplicative, and not exploitative of customers.
