If you're thinking of applying for Spain's Non-Lucrative Visa or NLV you must have private health insurance, but not all policies will be accepted. Here's what type of insurance qualifies.
Esme Fox - esme@thelocal.es
Updated: Fri 3 Apr 2026 15:13 CET
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Spain's non-lucrative visa, often referred to as the retirement visa, requires applicants to take out private health insurance. Photo: Altamart/Pexels
If you're thinking of applying for Spain's Non-Lucrative Visa or NLV you must have private health insurance, but not all policies will be accepted. Here's what type of insurance qualifies.
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