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Opening an account shouldn’t compete with the rest of your day, the experience should be a stress-free one. That’s why BDO Unibank offers the Basic Account, a quick and simple way to start banking right from your phone.
Ready when you are
With just a valid passport and the BDO Pay app, you can set up your Basic Account in minutes— no initial deposit, no maintaining balance required. All you need is your smartphone, so you can literally open an account between classes, after work, or while waiting for coffee. Other government-issued IDs are also accepted, with approval typically completed within one day.
Once it’s approved, you’re good to go. Pay Bills, Send Money, Scan to Pay at partner merchants, or Split Bill with friends using BDO Pay—all directly from your Basic Account.
