Kolkata: LIC Housing Finance reported 9.4% rise in fourth quarter net profit at ₹1,497 crore as compared with ₹1,368 crore in the year ago period, helped by lower provisions even as its earnings dipped. The lender's total income stood lower at ₹7,195 crore against ₹7,281 crore.The provisions to cover bad loans were lower at ₹74 crore against ₹104 crore.Its annual net profit stood at ₹5595 crore in FY26 as compared with ₹5,429 crore in the preceding fiscal. The company board recommended a dividend of ₹10 per equity share of face value ₹2 for FY26, making it a 500% dividend.