If you're planning a holiday this summer, it's important to check the insurance policy details carefully so you don't get caught out.
Many of them do not cover losses linked to a war as Debbie and Ardon Rainbird from Northallerton in North Yorkshire found out the hard way.
The couple got stuck for an extra two weeks during a holiday in Sri Lanka after their return flight through the Qatari capital Doha was cancelled when the Iran conflict broke out.
They had an annual insurance travel policy but it didn't cover war, leaving them around £1,000 out of pocket even though their tour operator paid for some of their extra nights after which they moved to a budget hotel.
If they had bought an add-on then that cost would have been covered.
