Women in their 20s are buying homes in growing numbers, according to a new study. They may want to consider pairing the purchase with another financial task: Creating an estate plan.
More than a third, 35%, of Gen Z home buyers are single women, according to the National Association of Realtors’ 2026 Home Buyers and Sellers Generational Trends report, which is based on transactions made between July 2024 and June 2025. The Gen Z buyers were ages 18 to 26.
The share is up from 30% the prior year and is the highest of any age group, the study shows. It is also nearly twice the 18% of Gen Z buyers who are single men.
Despite purchasing what might now be their largest asset, these new homeowners may not yet have taken steps to protect it, financial advisors say.
An estate plan is part of that consideration. In simple terms, it is a set of legal documents that spell out both what you want to happen to your assets — including your house — at death, as well as who is authorized to make decisions for you if you end up incapacitated at any point before then.
