UK borrowers coming off five-year fixes face biggest mortgage ‘shock’
Those refinancing a five-year fix face paying an extra £395 a month on average — but will still be paying less than those who fixed two years ago
Those refinancing a five-year fix face paying an extra £395 a month on average — but will still be paying less than those who fixed two years ago

Flexibility is the watchword among UK borrowers amid signs of slowing activity in the housing market

Markets expect interest rates to fall gradually, rather than rapidly

Financial Conduct Authority wants to boost lending and make market more flexible

High-octane area of mortgage market under scrutiny following messy collapses

UK lenders have hit post-crisis highs, which has generated anxiety over a potential tax raid

Type of loan that tends to surge during times of duress makes a comeback amid persistent inflation and benefit cuts