The rates give savers another opportunity to lock in sweet yields in the event the Federal Reserve resumes its rate cuts.
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CD rates are down from their highs but still offer solid returns.
Morgan Stanley expects rates on certificates of deposit to be flat to slightly higher in the near term.
While the Federal Reserve's hold on rate cuts is generally good news for savers, there have already been some banks that have…
Some money market funds yield over 3.5%, while certain certificates of deposit offer annual percentage yields of 4%.
As 2026 approaches, these rich yields may be too good to last.
Short-term bond funds, bank loans and cash assets still offer solid yields.
