Romance is a lovely thing but not when an online love connection is about to nab you for $3,000 — or much, much more.

As much as anyone would like to find a sweetie on a dating app, Instagram or Facebook, the risk remains very real that you could hook up with a scammer who is more than willing to fill your empty heart with plenty of back-and-forth texting.

And then, somehow, they figure out a way to empty your bank account.

We're not talking about springing for $50 or $100 for gas money. Many victims lose what amounts to a monthly mortgage payment — and some lose retirement nest eggs.

One Michigan man lost the $3,000 he put on Apple gift cards following text conversations with a supposed new love interest, possibly someone impersonating Jennifer Aniston, according to a report filed by a worried relative in November with the Better Business Bureau's Scam Tracker.