Scam message claims points will expire in days so click through to claim your prize – just pay the postage

You get a text message with some good news: your mobile provider has been operating a rewards programme and you have earned almost 13,000 points.

You haven’t heard of the scheme before but since so many of the operators have rewards plans, you assume you must just have missed it. When you click on the link, you arrive at a site branded with your operator’s logo and find you can cash in your points for a new massage chair or a high-end vacuum cleaner, among other items. All you have to do is pay the postage.

The texts, the rewards programme, the site and the promise of expensive appliances are all part of a scam, however – the latest ruse by criminals to extract your bank details, which they can then exploit.

Recently, fake text messages have gone out claiming to be from EE and Vodafone and promising prizes from their rewards schemes.