A new AI tool predicts when you'll be in a nursing home. Here's what it told me.

I'm 28 years old, and recently I was told I have 58 years left of living independently.

Apparently, there's a chance that I'll start to need long term care help when I turn 86. And it'll be costly. Upwards of $10 million, even. Yikes.

Waterlily, a new AI tool that predicts long term care needs, ran the numbers in seconds after asking me a few questions, including "How many siblings do you have?" and "During the last 5 years, on average how many alcoholic beverages have you consumed per month?"

I have two sisters, and I like a glass of wine or two on the weekends. I shared my ZIP code (I live in Cincinnati, Ohio), my estimated net worth (I went with the median net worth for people under 35 from the Federal Reserve Survey of Consumer Finances, which is $39,000), how tall I am (5'0") and how much I weigh (none of your business, reader).

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