A new year is the perfect time to reflect on your financial habits and make small changes that can have a big impact.
For over a decade, I’ve worked with clients navigating life transitions, like divorce and retirement, to help them forge their new financial paths. In my experience, there are six money personalities that represent the ways that people’s money beliefs and attitudes play out in daily life.
Here’s my best money advice for each personality going into 2026:
The Giver has a heart of gold and a generous spirit. Whether helping a friend in need, contributing to a worthy cause, or lending a hand to a stranger down on their luck, the Giver is always there. But this can lead to overspending, neglected personal financial needs, and even feelings of resentment.
For the Giver, the key is finding balance. With thoughtful planning and increased awareness of when to say no, you can continue to support others without jeopardizing your financial situation.
