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If you’ve fallen behind on your student loans, it may be more challenging to get a property manager to approve you for rental housing, financial experts say.

“Delinquency is a bad sign for creditworthiness, and landlords may choose not to rent to potential tenants who are having a hard time paying off their student debt,” said Joel Berner, a senior economist at Realtor.com.

Many people may be running into that scenario. The number of rental applicants who were more than 90 days delinquent on their education debt more than doubled, from 15% in January to 32% in May, according to a new analysis from TransUnion, a credit rating company. Separately, 45% of federal student loan borrowers say their debt has negatively impacted their housing plans, according to research published this month from The Institute for College Access & Success, a nonprofit that advocates for college affordability.

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