It's not fear driving Harry Wenkert to make a "must-have" travel purchase for 2026. It's peace of mind, he said.

"I have a parent who is 94 years old and living in a long-term care facility," said Wenkert, a retired pharmaceutical industry marketer from Pittsburgh. "I'm also concerned about having enough medical and evacuation insurance coverage."

As travelers look to next year's travel plans – spring break, summer vacations and holiday trips – they're rethinking the way they handle risk. And for them, their must-have accessory is travel insurance. They saw what happened in 2025, and they don't want a rerun.

Please, anything but a rerun.

"In 2026, travel insurance today is less about fear and more about peace of mind," explained Naresh Dahal.