In her early 20s, Nala Ray had it all. Or so she thought.

She lived in a $4.3 million home in California. She frequently drove luxury cars, including Ferraris, Bentleys and Lamborghinis. Her closet dripped with designer labels − Givenchy, Dior, Prada. Her favorite? A lamb-skin Chanel bag − red, with gold chains. Even her dogs, she says, sported Louis Vuitton collars.

All the luxury, however, came at a cost, she says. Ray made her fortune posting explicit content of herself on OnlyFans. In fact, she says she was one of the first to ever do so. In the early years of the website, when she made her account, no one quite knew what the fledgling, subscription-based platform would become. Maybe it'd be full of cooking classes. Or fitness tutorials. But, Ray says, because of early adopters like her, it became a de facto porn site, where anyone can upload content of themselves in exchange for cash from paying subscribers. Though not everyone on OnlyFans makes porn, the site has become known for it.

Most OnlyFans creators make next to nothing. A lucky few make millions. Ray was one of them. Over the course of her five years on the site, she estimates she made $14 million total, averaging $300,000 a month.