US retailers try to handle change after penny’s demise
Shops face the question of whether to round up or down as the last one cent coin enters circulation
Shops face the question of whether to round up or down as the last one cent coin enters circulation

The use of small denominations has fed into debates over the public’s changing attitudes to payment

Lack of guidance on how to handle change leaves eateries on the edge in a business with razor-thin margins

Political pressure in response to public anxiety will demand policy responses

Optimism and greed complicate the central bank’s decisions during market disruptions

March’s hawkish communications in Europe have had the effect of tightening monetary policy

The sector remains untested in a severe or prolonged economic downturn