The UK’s rich tap their social circles to borrow millions quickly
Property and other assets are being used as collateral in fast private loans for those who have little cash on hand
Property and other assets are being used as collateral in fast private loans for those who have little cash on hand

Growth raises concerns about underwriting and risk management at fast-expanding groups

The sector remains untested in a severe or prolonged economic downturn

High-octane area of mortgage market under scrutiny following messy collapses

Consumer credit fintech issued more new personal loans than any other UK lender

Bond investors and banks are seeking greater premiums on new financing as a precaution before lending

Research shows they don’t just retreat in a crisis — they run for the exit