ByLaura Begley Bloom,

Senior Contributor.

What are the safest cities in the U.S. right now? Whether you’re planning a trip or just curious about how your city stacks up, safety is more top-of-mind than ever. To help make sense of it all, WalletHub has just released its annual list of the safest cities in America, ranking 182 places based on everything from violent crime and natural disasters to road safety and fraud risk.

WalletHub’s approach is intentionally broad, going beyond traditional crime statistics to capture a more realistic picture of what it means to feel secure. “Safety also means having stability in your daily life, including personal finances and access to basic resources,” Chip Lupo, an analyst at WalletHub, tells me in an interview.

To determine the rankings, WalletHub compared 182 U.S. cities using three key dimensions: home and community safety, natural disaster risk and financial safety. The company then evaluated those dimensions using 41 key indicators of safety, ranging from assaults and traffic fatalities to unemployment rates, bankruptcy rates and the percentage of the population that is uninsured.