If it seems like your health insurance bill is rising faster than your paycheck, you're not mistaken.
The average cost for a family health insurance plan offered through the workplace was $26,993 in 2025, an increase of 6% from a year ago, according to the annual employer health benefits survey released Oct. 22 by KFF, a health policy nonprofit.
By comparison, workers wages grew 4% and inflation is up 2.7% from a year ago.
Other surveys project steeper price hikes are on the way for 2026. Working-age Americans who get health insurance through their jobs will see the largest health cost increases next year since 2010, according to Mercer, a benefits consultant.
The rise in the costs of health care and health insurance premiums are a challenge to both employers who underwrite the bulk of the tab and workers who contribute through payroll deductions.
