Is America saving enough for retirement?

The endless stream of reports warning that Americans are screwed when it comes to having enough money saved for retirement is numbing.

But take a deep breath. This is mostly a bullish column.

Two new and surprising studies — one from Vanguard and the other from Transamerica Center for Retirement Studies — share a view that for many Americans, the future may not be so bleak as some of the pundits tell us.

Here are some of the key findings:

Retirement savings soar